Keystone Adds Two New Michigan Agencies to Growing Partner Community

    By September 4, 2018NEWS & UPDATES

    Keystone has named Shoreline Insurance of Muskegon, as well as Combined Insurance Agencies of St. Joseph to its growing community of partners in Michigan.



    “Over time, we’ve grown our agency to nearly 30 professionals and garnered expertise in many key industries within our community,” said Rich Kramer, president of Shoreline Insurance. “Joining Keystone gives us the advantage of offering national resources we can source locally to these clients, all while remaining independently owned and operated.”

    “As our community and our agency continues to grow, so does our need for solutions that help the families and businesses we serve”, said Bob Beemer, president of Combined Insurance Agencies. “Partnering with Keystone brings new tools in employee benefits, commercial lines markets and risk management that will help our clients.”

    “With the explosion of new technology, today’s insurance industry is changing rapidly,” explained Mark Maurer, Keystone’s Michigan vice president. “Our agents need to be forward thinking and focused on developing the next generation of talent. Shoreline Insurance and Combined Insurance Agencies definitely fit these key components of what we want in our community of partners.”

    About Shoreline Insurance — Since 1976, Shoreline Insurance has served clients in the West Michigan area with personal and commercial insurance and employee benefits. The agency staff is very engaged with the local community including serving on non-profit boards and several service organizations. They strive to make West Michigan a better place to live and work. For more, visit

    About Combined Insurance Agencies (CIA) — CIA has a rich history of serving the insurance needs of individuals, families and businesses throughout southwest Michigan. The Combined Insurance Agencies is made up of many agencies that combined over the years. President Robert Beemer and Senior Vice President Bruce Owen are owners of the agency and active members of the community. For more, visit